Insights
Ideas for moving payments strategy forward
Short, practical reads on instant payments, money movement data, fraud and risk, strategy, and leadership — written for the people who have to make the decisions.
Check Fraud Isn't a Legacy Problem — It's a 2027 Portfolio Problem
Years spent around checks teaches you something the volume charts don't show on their own: losses keep climbing even as check volume falls.
Barb Kren · October 14, 2026 · 2 min read
Read article
The Receive-Only Trap: Why Enabling FedNow or RTP Isn't the Finish Line
Many financial institutions enabled instant payments receive in 2024–2025 and stopped there. Here's why receive-only stalls adoption — and what belongs in a 2027 send roadmap.
Barb Kren · September 29, 2026 · 2 min read
Read article
2026 Was the Year Instant Payments Went Mainstream. Is Your 2027 Budget Treating It That Way?
RTP and FedNow volumes surged in 2026. Institutions still budgeting instant payments as a technology project instead of a strategic pillar will fall behind in 2027.
Barb Kren · September 15, 2026 · 2 min read
Read article